What is debt recycling? It sounds a bit like throwing out your old debt and taking on new debt, right? Exactly!
Are you attempting to purchase your first home? The current economic environment is proving unkind to first home buyers. Invest Blue is here to provide you with some helpful savings hacks that hopefully get you into your dream first home in no time.
In the wake of a health crisis and ongoing economic obstacles, it seems more Australian homeowners are looking for solutions that might help them navigate the challenging financial circumstances they face.
The ultimate guide to becoming a guarantor
Nick Tremayne is a Financial Planner with Hobart’s Strategic Invest Blue. He enjoys helping people navigate the complexities of the financial world and finds it fulfilling to bring peace of mind to his clients so that they have more time for the things they love. Here, Nick discusses in brief the pros and cons of investment properties.
When was the last time you reviewed your home loan?
It is useful to understand how loan repayments work. It’s not something that is uncommon too, at times, feel intimidated by. Loans and the ins and outs of understanding formulas and keywords are simpler than you think.
As part of our ongoing ‘Ask and Adviser’ series, we chat with Melbourne-based Financial Planner, Anthony Denaro.
Asset rich and income poor is the dilemma faced by many retirees. But there may be opportunities to boost your income in retirement by tapping into your biggest asset – your home.
Debt recycling is a strategy that aims to help you pay off your non-deductable debt (e.g., your existing home loan) as quickly as possible, while also building up your wealth in a tax-effective way over the longer term. But how does this strategy work, and can it help you get ahead?
Gearing is the process of using borrowed money to make investments. The income from investments can either be positively geared or negatively geared, each has its own advantages and disadvantages.
Moving out of home for the first time is a huge milestone in life. Finding a sense of freedom and independence is an exciting time however like any milestone, it is one you should prepare and plan for financially.
The Australian dream of owning a home still stands strong. For many, home ownership forms part of their retirement plan and can even provide or build part of an income to live off once retired.
There are many situations that may lead you experience a difficult financial period, from redundancies, reduced income, inability to work due illness and of course by the current Coronavirus pandemic. When facing financial difficulty, you may find there are more options to consider than you originally thought, such as potentially accessing your home equity.
If you own a home, you may be able to utilise the equity on your home loan to purchase a second property. Given current all-time low interest rates, now may be a good time to consider this option.
With the cash rate is at an all-time low of 0.25% and the announcement of new government incentives like the HomeBuilder program combined with a dip in the property market, First Home owners are jumping at the opportunity to get their foot into the door of their first home. However, before making the jump there are some things first homeowners should consider and be aware of.
The economy of almost all countries, including Australia, is undergoing an unprecedented downturn as a result of the coronavirus pandemic. In these times of economic crisis, interest rates play a critical role in determining the future of a country’s economy and its speed to recovery.
Considering deferring your home loan during COVID-19? What are the pros and cons of this option and what should be considered before taking up this offer? What else might be available?
Interest rates in Australia are at an all-time low of 0.25%. What does that mean for you and how can you make the most of it?
What is a lending adviser? Should you work with a lending adviser or DIY your loan? What are the Benefits of working with a lending adviser?
Why and when you should consider refinancing your loan
10 ways to save money on your mortgage debt
Things to consider when lending money to loved ones.
Are you wondering whether homeownership is possible for millennials? While Gen Y faces some challenges, they can succeed by planning for the future.
Is boosting your super or paying off a home loan more important?
Utilising your mortgage to maximise investment potential
Stop hesitating and make the most of your 20s – start your journey to buying your own home.
By replacing your existing loan with a new one, you could take advantage of a better deal.
Owning a property in today's real estate market environment is an enviable position to be in.
There's a lot to get your head around as a first home buyer, particularly when it comes to saving money in the short and long term.
Four-bedroom home just a stone's throw from the beach... What more could you want!
